Struggling to buy a home? 

Purchasing a home can often feel overwhelming and complex. This is due to three significant obstacles in the path to home ownership:

• Know-how Barrier

• Deposit Barrier

• Supply Barrier

Our Empowerment Products and Services provide a holistic solution for eligible renters to overcome these barriers.

No other organisation in Australia provides a free support along the whole home ownership journey like we do.

We’re here to help

Our Empowerment Products and Services can help you by:

1. Educating: helping you to improve your financial capability and mortgage readiness.

2. Equalising the playing field so that you have fairer and cheaper access to home ownership products and services.

3. Empowering: providing you with access to a specialist support network, including property coaches, to help you find the right home at the right price.

Head Start Homes is a not-for-profit community services organisation, so our services are free of charge.

What is the Wollongong Affordable Housing and Home Ownership Program? 

The Wollongong Affordable Housing and Home Ownership Program is provided in partnership with the Wollongong City Council to provide our Empowerment Products and Services to support eligible clients to buy their home. 

What is the Eligibility criteria?*

To be eligible for our Wollongong Affordable Housing and Home Ownership Program you must:

1. Live in the Wollongong Local Government Area (see map );

   AND

2. Be living in social or affordable housing, or be on a social or affordable housing wait list.

   OR

3. Meet the government's income eligibility limits to be eligible for social or affordable housing in your state. See the income table for eligibility limits as your guide (note: you must have a moderate income or less).

   Note: If you're unsure of your eligibility, express your interest, and we’ll assess and let you know the outcome.